Category: Tutorials

You can add optional coverages (endorsements) to customize your policy:

Home insurance policies use different methods to calculate payouts for damage to your property or belongings: Replacement Cost Coverage: Actual Cash Value (ACV) Coverage:

Typical home insurance policies cover the following perils: Note: Floods and earthquakes are typically not covered by standard home insurance and require separate policies.

Home insurance policies are generally divided into several main types of coverage: 1. Dwelling Coverage: 2. Other Structures Coverage: 3. Personal Property Coverage: 4. Liability Coverage: 5. Additional Living Expenses (ALE):

Home insurance policies can vary depending on the property type and your specific needs: