Category: Tutorials
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Identity Theft and Fraud Protection Coverage
Identity theft is an increasingly common issue, and some home insurance policies offer protection for this:
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Eco-Friendly and Green Rebuilding Coverage
If you’re interested in rebuilding or repairing your home with sustainable materials after a loss, consider this coverage:
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Matching and Pair Coverage for Personal Property
Standard home insurance doesn’t always cover matching items. If part of a set (like a pair of lamps or a couch) is damaged, it may only cover the damaged piece, leaving you with mismatched furniture. Here’s how to protect pairs and sets:
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Home-Based Business Coverage
If you run a home-based business, standard home insurance likely won’t cover business-related equipment or liability. Here’s how to bridge the gap:
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Blanket and Grouped Personal Property Coverage
In addition to scheduled and standard personal property coverage, consider these advanced options for covering groups of valuable items:
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Advanced Steps for Home Insurance Renewal
At each renewal period, take time to assess changes in your coverage needs:
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Tips for Choosing the Right Home Insurance Policy
When comparing policies, consider these steps to ensure you get the right coverage:
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Discounts and Incentives for Reducing Premiums
Many insurers offer discounts if you take steps to reduce risk, such as: