Category: Tutorials
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Consider a Policy Review with a Certified Insurance Counselor (CIC)
Regularly reviewing your policy with a licensed insurance counselor can help you make informed choices and avoid coverage gaps:
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Home and Auto Bundle Policy Enhancements
If you bundle home and auto insurance, you might qualify for certain additional benefits:
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Roof Surfacing and Weather-Resistant Endorsements
Standard policies might reduce payouts for roofs older than a certain age. To ensure full coverage:
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Considerations for Long-Term Rentals (Airbnb, VRBO)
Short-term rentals may require additional coverage. Here’s how to stay protected while renting out part or all of your home:
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Pet Liability Coverage
If you have pets, particularly dogs, consider liability coverage specific to pet-related incidents:
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Back-Up Power Generator Coverage
Back-up power generators can be expensive, but they’re vital in areas prone to blackouts or extreme weather. Here’s how to protect your generator:
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Loss Assessment Coverage for HOA Properties
If you own a condo or belong to a homeowner’s association (HOA), loss assessment coverage can be essential:
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Debris Removal and Tree Removal Coverage
After a disaster, clearing debris and removing damaged trees can be costly. Home insurance policies often cover debris removal, but specific tree removal coverage can help with downed or damaged trees:
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Service Line Coverage
Standard home insurance doesn’t cover damage to underground utility lines, such as water, gas, or electric lines on your property. Service line coverage fills this gap:
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Home Cyber Protection
With more people using smart devices, home cyber risks are on the rise. Cyber insurance can protect against hacking, privacy breaches, and even ransomware: