Getting a Life Insurance Quote

Here’s what to expect when you request a quote:

1. Personal Information: Basic details like your age, gender, and sometimes occupation.
2. Health Information: Medical history, lifestyle habits (like smoking), and sometimes a physical exam (depending on the policy type).
3. Policy Preferences: Term length, death benefit amount, and whether you want additional riders (more on these below).
4. Quote Comparison: After filling out the information, you’ll receive a range of quotes. It’s wise to get quotes from at least three different companies.