Personal Liability Insurance: Understanding Coverage
- What is Personal Liability Insurance?: A policy designed to cover bodily injury and property damage that you or your family members cause to others.
- Common Scenarios Covered:
- Someone is injured on your property.
- You accidentally damage someone else’s property.
- Umbrella Insurance: Extra coverage beyond the limits of your regular liability policies. It can provide additional protection in case of large claims.
- Who Needs It?: People with significant assets, homeowners, or those who are involved in high-risk activities.
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