- The Role of the Adjuster: Assessing damages, reviewing the policy, and determining the payout.
- Types of Adjusters:
- Independent Adjuster: Works for third-party firms, not a specific insurance company.
- Company Adjuster: An adjuster who works for the insurance company.
- Public Adjuster: Hired by policyholders to negotiate a fair settlement.
- How Claims Are Valued: Understanding depreciation, replacement cost, and actual cash value.
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