Health Insurance Policy: Key Features and Benefits

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Policy Types: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and High Deductible Health Plans (HDHP).
Coverage Details: What’s included (hospitalization, outpatient care, preventive services) and exclusions (cosmetic surgery, elective procedures).
Out-of-Pocket Costs: Understanding premiums, deductibles, copayments, and out-of-pocket maximums.

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