- Dwelling Coverage:
- Covers the structure of the home in case of damage from covered perils (e.g., fire, storms).
- Personal Property Coverage:
- Covers personal belongings (e.g., furniture, electronics) if they’re stolen or damaged.
- Liability Coverage:
- Provides protection if someone is injured on your property and you’re held responsible.
- Additional Living Expenses (ALE):
- Covers temporary living expenses if your home is uninhabitable due to a covered event.
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