Service Line Coverage

Standard home insurance doesn’t cover damage to underground utility lines, such as water, gas, or electric lines on your property. Service line coverage fills this gap:

• What it Covers: This endorsement covers the repair costs if underground lines on your property are damaged by perils like freezing, root intrusion, or accidental breaks.
• Common Scenarios: Useful if you experience sewer line breaks, water main issues, or electrical problems from tree roots or other underground disturbances.