Identity Theft and Fraud Protection Coverage

Identity theft is an increasingly common issue, and some home insurance policies offer protection for this:

• Identity Theft Endorsement: This add-on helps cover costs related to identity theft, such as credit monitoring, legal fees, and lost wages if you’re a victim of fraud.
• Fraudulent Activity Coverage: Some policies cover the direct financial losses from unauthorized use of credit cards or bank accounts, though this might be limited to specific cases.