Home Insurance for Specific Scenarios
- Vacant or Unoccupied Homes: Standard home insurance may not cover unoccupied homes for extended periods. You may need a vacant home insurance policy.
- Renting Out Your Home (Landlord Insurance): If you rent your home, a standard policy won’t cover tenant-caused damage. Landlord insurance covers the structure and liability, while renters need their own renters insurance.
- Short-Term Rentals (Airbnb, VRBO): Some insurers offer riders or specialized policies for short-term rentals, covering both property and liability for guests.
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