Blanket and Grouped Personal Property Coverage

In addition to scheduled and standard personal property coverage, consider these advanced options for covering groups of valuable items:

• Blanket Valuable Items Coverage: Covers categories of high-value items like jewelry, electronics, or musical instruments without itemizing each piece. While limits apply, this option simplifies coverage for groups of items that don’t require individual scheduling.
• Grouped Policies: Some insurers offer packages specifically for valuable collections (e.g., fine art, antiques). These policies might provide specialized coverage terms, such as increased protection against breakage, theft, or transit damage.