Workers’ Compensation: Understanding Employee Protection
- What is Workers’ Compensation?: A type of insurance that provides financial and medical benefits to employees injured on the job.
- Who Is Covered?: Most full-time employees and some part-time employees.
- Benefits Provided:
- Medical Expenses: Covers healthcare costs for injuries or illnesses sustained at work.
- Lost Wages: Replaces a portion of wages if the employee is unable to work due to the injury.
- Disability Benefits: Provides income replacement if the worker is permanently disabled.
- Employer’s Role: Employers are required by law to provide workers’ compensation insurance in most jurisdictions.
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