Take Advantage of Discounts

Many insurers offer discounts that can lower your premiums. It’s worth asking about available discounts to make sure you’re getting the best deal.

  • Tip:
    Ask about discounts—Common discounts include multi-policy discounts (if you buy both home and auto insurance with the same company), bundling with other types of coverage, good driver discounts, or discounts for having security devices in your home or car.
    • For Auto Insurance: Look for discounts for safe driving, low mileage, or anti-theft devices.
    • For Home Insurance: Consider a discount for installing smoke alarms, a home security system, or a new roof.

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