Many insurance companies offer discounts for taking proactive steps to prevent damage, loss, or injury.
- Tip:
Implement risk-reducing measures—Preventative steps not only reduce your risk but can also lead to lower insurance premiums. For example, installing a home security system or taking defensive driving courses can lower your premiums.- For Auto Insurance: Taking a defensive driving course or installing a GPS tracking device can result in discounts.
- For Home Insurance: Installing smoke detectors, fire alarms, or a security system can reduce your premiums by lowering the risk of damage or theft.
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