Health Insurance

Health insurance helps cover medical expenses, including doctor visits, hospital stays, surgeries, and prescriptions. There are different types of health insurance plans depending on the region and individual needs.

• Example:
  Employer-Sponsored Health Insurance: In many countries, employers offer health insurance as a benefit. For instance, in the U.S., employees might receive health insurance plans that cover doctor visits, emergency care, and prescription drugs, often with a cost-sharing structure (employee premiums, copays, and deductibles).
  • Public Health Insurance: Programs like Medicare and Medicaid in the U.S. provide coverage for specific groups, such as seniors, low-income individuals, and people with disabilities.