Auto Insurance: What Does It Cover?
- Liability Insurance:
- Covers injuries or damage to others when you’re at fault in an accident.
- Bodily Injury Liability: Covers medical expenses for people injured in an accident you caused.
- Property Damage Liability: Covers the cost of damages to other people’s property.
- Collision Coverage:
- Covers damages to your vehicle from an accident, regardless of fault.
- Comprehensive Coverage:
- Covers non-collision-related incidents (e.g., theft, vandalism, or natural disasters).
- Uninsured/Underinsured Motorist Coverage:
- Protects you if you’re in an accident with a driver who has insufficient or no insurance.
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