Stellar (XLM)

  • Launched: 2014
  • Creator: Jed McCaleb (co-founder of Ripple)
  • Purpose: Stellar aims to facilitate cross-border payments and make global financial transactions faster and more affordable. It’s a platform designed for the efficient transfer of assets between different currencies.
  • Features:
    • Fast and Low-Cost: Stellar is designed for low-cost, high-speed transactions.
    • Partnerships with Financial Institutions: Stellar has partnered with major financial institutions like IBM and dLocal to improve global payment systems.
  • Use Cases: Cross-border payments, remittances, and issuing digital representations of fiat currencies (e.g., stablecoins).
  • Status: Stellar is widely seen as a potential solution for enhancing financial inclusion and improving cross-border payments.

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